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USDA Celebrates National Homeownership Month

Lewis Hilburn
Release Date

Department Highlights Rich History in Making Homeownership a Reality for People in Rural and Tribal Communities

As part of National Homeownership Month, U.S. Department of Agriculture (USDA) Secretary Tom Vilsack today announced USDA is celebrating 75 years of helping millions of people buy, repair and build affordable homes in rural and Tribal communities.

“For decades, USDA has served as a safety net for hardworking Americans who dream of owning a home but face challenges to doing so,” Secretary Vilsack said. “Now more than ever, people across the nation need access to safe, decent and affordable housing, especially in rural and Tribal communities. The Biden-Harris Administration remains committed to ensuring all Americans have affordable places to live. Therefore, USDA is redoubling its efforts to equip potential homebuyers with resources and information they need to be ready to take full advantage of our critical programs as funding is available.”

This month, the Department is highlighting the ways USDA Rural Development homeownership programs have historically given people in rural America and on Tribal lands the opportunity to build wealth and equity, and a foundation for a brighter future for themselves and their families:

The Biden-Harris Administration has invested more than $43 billion to help nearly 266,000 families and individuals in rural and Tribal communities buy, repair and build homes through Rural Development’s Single-Family Housing programs. 

USDA is also highlighting resources to help potential homebuyers prepare for buying a home and to be ready to apply for USDA programs once funding becomes available.

For instance, individuals can learn more about homeownership readiness through the Consumer Financial Protection Bureau’s Home Loan Toolkit. Individuals may also review program eligibility requirements through USDA's Single Family Housing Self-Assessment site.

USDA Homeownership Programs

For 75 years, USDA has made financing affordable for families who would otherwise be unable to secure a home loan. By providing low interest rates, loan guarantees, reduced down payments and construction grants, Rural Development’s Single Family Housing Programs have become a vital resource for millions of rural Americans.

These programs include:

USDA Rural Development provides loans and grants to help expand economic opportunities, create jobs and improve the quality of life for millions of Americans in rural areas. This assistance supports infrastructure improvements; business development; housing; community facilities such as schools, public safety and health care; and high-speed internet access in rural, tribal and high-poverty areas. Visit the Rural Data Gateway to learn how and where these investments are impacting rural America. To learn more, visit www.usda.gov. To subscribe to USDA Rural Development updates, visit the GovDelivery Subscriber Page.

USDA touches the lives of all Americans each day in so many positive ways. Under the Biden-Harris Administration, USDA is transforming America’s food system with a greater focus on more resilient local and regional food production, fairer markets for all producers, ensuring access to safe, healthy and nutritious food in all communities, building new markets and streams of income for farmers and producers using climate-smart food and forestry practices, making historic investments in infrastructure and clean energy capabilities in rural America, and committing to equity across the Department by removing systemic barriers and building a workforce more representative of America. To learn more, visit www.usda.gov

To subscribe to USDA Rural Development updates, visit GovDelivery subscriber page.


USDA is an equal opportunity provider, employer, and lender.