USDA Offers Home Repair Loans for Low-Income Rural Michigan Residents

Contact: Alec Lloyd
(517) 324-5204

The U.S. Dept. of Agriculture Rural Development is currently accepting applications from very low-income families in rural areas for home repair loans.

“Though we may not want to think about it, fall weather is not that far away,” said Acting State Director for Michigan Jason Church.  “Now is a good time for rural residents to address roof, window and siding issues.”

Loans may be up to $20,000, carry an interest rate of 1 percent and can be used to for repairs, insulation, improvements, weatherization, water heater and furnace replacement, and to make a home accessible for persons with a disability.   

Applicants must have an acceptable credit history, meet income guidelines, have repayment ability to service the new loan and any existing obligations, be a United States citizen or legally admitted for permanent residence, and own and personally occupy the home on a permanent basis.

To learn more, visit USDA Rural Development on the web at or contact one of our area offices at the following locations:

  • Sault Ste. Marie at 906-632-9611 Ext. 4,

  • Gladstone at 906-428-1060 Ext. 4

  • Traverse City at 231-941-0951 Ext. 4,

  • West Branch at 989-345-5470 Ext. 4,

  • Grand Rapids at 616-942-4111 Ext. 6,

  • Paw Paw at 269-657-7055 Ext. 4

  • Caro at 989-673-8173 Ext. 4,

  • Mason at 517-676-4644 Ext. 4,

  • Flint at 810-230-8766 Ext. 4.

USDA Rural Development provides loans and grants to help expand economic opportunities and create jobs in rural areas. This assistance supports infrastructure improvements; business development; homeownership; community services such as schools, public safety and healthcare; and high-speed internet access in rural areas. For more information, visit

Last Modified: 07/25/2017