The U.S. Dept. of Agriculture Rural Development is currently accepting applications from very low-income families for home repair loans in Oceana and Mecosta counties.
“As the weather warms up, now is an excellent time to look at needed home repairs,” said Grand Rapids Area Office Director Richie Youngblood. “From windows to the roof, these loans can help make rural homes safer and more accessible.”
The funds are available through the Section 504 Home Repair Loan Program. Loans may be up to $20,000, carry an interest rate of 1 percent and can be used to for repairs, improvements, weatherization, and to make a home accessible for persons with a disability.
Applicants must have an acceptable credit history, meet income guidelines, have repayment ability to service the new loan and any existing obligations, be a United States citizen or legally admitted for permanent residence, and own and personally occupy the home on a permanent basis.
To learn more, contact the USDA Rural Development Grand Rapids Office at 616-942-4111 Ext. 6 or visit www.rd.usda.gov/mi.