Young Riley Countian Achieves the Dream of Homeownership
Jamie Tittel was born and raised in Riley, Kansas. A small, rural town with less than a 1,000 residents. Tittel continued to live in Riley after she graduated high school. She had been renting a place, but had dreams of owning her own home someday.
After becoming a mom, and seeing how much her son, Bryer, enjoyed being outside, Tittel was determined to find a place of her own. She recalls telling her mom that she loved a house in town because of its front porch, and if that house ever came up for sale she wanted to purchase it.
Tittel’s grandfather recommended that she contact USDA about a home loan, something he had done as well. Today, thanks to USDA and Tittel’s hard work the house with the large front porch in town is hers.
Being close to her family is the main reason Tittel decided to raise her son in Riley. She loves the small town environment, and having family close to help her with her son.
She has a list of improvements that she would like to make on the home this summer, but she is spending a lot of her time on the front porch with her son when she’s not working at the meat locker. If they’re not on the front porch, you can likely find Tittel pulling her son in a wagon on the sidewalk. One of their favorite activities.
“Riley is a small town, and I trust everyone,” said Tittel. “I couldn’t think of a better place to raise my son, and I am so happy to be able to do that in this house.”
USDA Rural Development has financing available to help eligible individuals and families, such as Tittel, living in rural Kansas communities purchase or repair a home. To be eligible for a housing loan, the applicant must have an acceptable credit history, meet income guidelines, have repayment capacity to service any existing obligations and the home loan payment, be without adequate housing, be a United States citizen or a non-citizen legally admitted for permanent residence, and have the ability to personally occupy the home on a permanent basis.
To see if your property and income meet the guidelines for a USDA home loan, visit USDA’s Property and Income Eligibility website at: https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do
For more information on USDA’s housing loan programs available in Kansas, e-mail KSDirect@ks.usda.gov
||Obligation Amount||Direct Home Loan||Date of Obligation||March 2017||Congressional District||Congressman Dr Marshall||Senator's Last Names||Roberts and Moran|