Program 101

Are Applications Currently Being Accepted? Yes
Application Deadline: September 11, 2017 (5 p.m. local time for paper copies and 5 p.m. EDT for electronic submissions)
Notice of Solicitation of Application

What does this program do?
It provides affordable financing to develop housing for year-round and migrant or seasonal domestic farm laborers. (1)

Who may apply for this program?
This program assists qualified applicants that cannot obtain commercial credit on terms that will allow them to charge rents that are affordable to low-income tenants. Borrowers must have sufficient qualifications and experience to develop and operate the project. Qualified applicants include:

  • Farmers, associations of farmers and family farm corporations
  • Associations of farmworkers and nonprofit organizations*
  • Most State and local governmental entities*
  • Federally-recognized Tribes*

*Eligible to apply for grants and loans

What is an eligible area?
Housing may be constructed in urban or rural areas, as long as there is a demonstrated need.

How may funds be used?
Construction, improvement, repair and purchase of housing for domestic farm laborers is the primary objective of this program.

*NOTE:  FY 2017 Notice of Solicitation of Application in developmentFLH Loan (514): To be determined  FLH Grant (516): To be determined

Funding may also be available for related activities including:

  • Buying and improve land
  • Purchasing household furnishings
  • Paying construction loan interest
  • For a complete list see 7 CFR 3560.53.

Who may live in the rental housing?

  • Domestic farm laborers, including those working on fish and oyster farms and on-farm processing (1)
  • Retired and/or disabled farm laborers
  • Must be a U.S. citizen or permanent resident
  • Very-low- to moderate-income households (2)

What kinds of funding are available?

  • Low interest loans
  • Grants based on need and may not exceed 90% of project cost

What are the loan terms?

  • Up to 33 year payback period
  • 1% fixed rate
  • An allocation of loan funds is also available for on-farm labor housing and is funded on a first-come, first-served basis
  • Contact your local RD office for details applicable for your project

How do we get started?
A two-phase application process starts with pre-applications accepted on an annual basis through a Notice of Funding Availability (NOFA) in the Federal Register. Selected pre-applications are invited to submit final applications

Who can answer questions?
Contact your RD State office  or you can find Rural Rental Properties

What governs this program?

NOTE: Because citations and other information may be subject to change please always consult the program instructions listed in the section above titled "What Law Governs this Program?" You may also contact your local office for assistance.

(1) Domestic farm laborer: A person who receives a portion of his/her income from farm labor employment. This definition may include the immediate family members residing with such a person.

(2) Very-low to moderate-income: Very-low income is below 50% of area median income; low-income is 50-80% of area median income; moderate income is capped at $5,500 above low-income limit.

Forms & Resources

NOTE: If state specific forms are not shown above, please refer to the application materials listed below to start the process of applying. Please ensure that your state is selected in the dropdown menu above to find the State Office contact information for this program and speak to a Housing Programs Specialist before attempting to fill out any forms or applications. This will save you valuable time in the process.

Funding

Funding available in FY 2016 for the FLH Notice for Loan and Grant applications:

  • FLH Loan (514):  $23,338,000
  • FLH Grant (516):   $8,336,000

Funding available for the Technical Assistance (TA) NOSA that was published on June 23, 2016 is as follows, with one grant for each of the three geographic regions:

  • Eastern Region:  $250,000
  • Central Region:   $250,000
  • Western Region: $250,000

NOSA Responses

Pre-application for Section 514/516 Farm Labor Housing Loans and Grants Program

Closing Date: September 11, 2017 5:00 pm EDT for electronic submissions

Engineering

Individual states may have particular requirements based on state and local regulations. Please contact the state office in the state where your project is located.

Environmental

Rural Development environmental requirements can be found here: RD 1970 Environmental Policies and Procedures. Benefits of the 1970 environmental regulations are described here: 7 CFR 1970 Benefits.

Architect

Individual states may have particular requirements based on state and local regulations. Please contact the state office in the state where your project is located.

Contacts

USDA RD State Office
3001 Coolidge Rd.
Suite 200
East Lansing, MI 48823
517-324-5190 | Fax 855-813-7741

Toll-Free: (800) 944-8119

James J. Turner
State Director

Assistant to the State Director
Cristina Stanley
517-324-5207

Public Information Coordinator
Alec Lloyd
517-324-5204

Community Programs Staff
517-324-5156

Single Family Housing Staff
517-324-5210

Business Programs Staff
517-324-5157

Multi-Family Housing Staff
517-324-5142

Gladstone Area Office
2003 Minneapolis Ave.
Gladstone, MI 49783
906-428-1060 Ext. 4

Sault Ste. Marie Office
2847 Ashmun
Sault Ste. Marie, MI 49783
906-632-9611 Ext. 4

Traverse City Area Office
1501 Cass St., Suite A
Traverse City, MI 49684
231-941-0951 Ext. 4

West Branch Office
240 W. Wright St.
West Branch, MI 48661
989-345-5470 Ext. 4

Caro Area Office
1075 Cleaver Rd.
Caro, MI 48723
989-673-8173 Ext. 6

Grand Rapids Area Office
3260 Eagle Park Dr., Suite 107
Grand Rapids, MI 49525
616-942-4111 Ext. 6

Paw Paw Office
1035 East Michigan Ave., Suite A
Paw Paw, MI 49079
269-657-7055 Ext. 4

Mason Area Office
525 N. Okemos St., Suite B
Mason, MI 48854
517-676-1808 Ext. 4

Flint Office
1525 North Elms Rd.
Flint, MI 48532
810-230-8766 Ext. 4