Farm Labor Housing Direct Loans & Grants in Oregon




August 30, 2019

For Prospective Tenants: Find a multi-family housing rental in Oregon.

New tenant income eligibility limits took effect on August 1, 2019: View the new limits here and select Oregon on the map to quickly navigate to that section.


What does this program do?
It provides affordable financing to develop housing for year-round and migrant or seasonal domestic farm laborers. (1)

Who may apply for this program?
This program assists qualified applicants that cannot obtain commercial credit on terms that will allow them to charge rents that are affordable to low-income tenants. Borrowers must have sufficient qualifications and experience to develop and operate the project. Qualified applicants include:

  • Farmers, associations of farmers and family farm corporations
  • Associations of farmworkers and nonprofit organizations*
  • Most State and local governmental entities*
  • Federally-recognized Tribes*

*Eligible to apply for grants and loans

What is an eligible area?
Housing may be constructed in urban or rural areas, as long as there is a demonstrated need.

How may funds be used?
Construction, improvement, repair and purchase of housing for domestic farm laborers is the primary objective of this program.

Funding may also be available for related activities including:

  • Buying and improve land
  • Purchasing household furnishings
  • Paying construction loan interest
  • For a complete list see 7 CFR 3560.53.

Who may live in the rental housing?

  • Domestic farm laborers, including those working on fish and oyster farms and on-farm processing (1)
  • Retired and/or disabled farm laborers
  • Must be a U.S. citizen or permanent resident
  • Very-low- to moderate-income households (2)

What kinds of funding are available?

  • Low interest loans
  • Grants based on need and may not exceed 90% of project cost

What are the loan terms?

  • Up to 33 year payback period
  • 1% fixed rate
  • An allocation of loan funds is also available for on-farm labor housing and is funded on a first-come, first-served basis
  • Contact your local RD office for details applicable for your project

How do we get started?
A two-phase application process starts with pre-applications accepted on an annual basis through a Notice of Funding Availability (NOFA) in the Federal Register. Selected pre-applications are invited to submit final applications

Who can answer questions?
Contact your RD State office  or you can find Rural Rental Properties

What governs this program?

NOTE: Because citations and other information may be subject to change please always consult the program instructions listed in the section above titled "What Law Governs this Program?" You may also contact your local office for assistance.

(1) Domestic farm laborer: A person who receives a portion of his/her income from farm labor employment. This definition may include the immediate family members residing with such a person.

(2) Very-low to moderate-income: Very-low income is below 50% of area median income; low-income is 50-80% of area median income; moderate income is capped at $5,500 above low-income limit.

For Prospective Tenants: Find a multi-family housing rental in Oregon.

New tenant income eligibility limits took effect on August 1, 2019: View the new limits here and select Oregon on the map to quickly navigate to that section.

NOTE: If state-specific forms are not shown above, please refer to the application materials listed below to start the process of applying. Please ensure that your state is selected in the dropdown menu above to find the State Office contact information for this program and speak to a Housing Programs Specialist before attempting to fill out any forms or applications. This will save you valuable time in the process.

Fiscal Year 2019 Pre-application for Section 514/516 Farm Labor Housing (FLH) Loans and Grants:  The application period for fiscal year 2019 has ended as of August 30, 2019.

FLH Pre-applications received for the FY 2019 Notice


Funding available in FY 2019 for the FLH Notice for Loan and Grant applications:

  • FLH Loan (514):  $27,000,000
  • FLH Grant (516):   $8,000,000

Funding available for the Technical Assistance (TA) NOSA that was published on June 23, 2016 is as follows, with one grant for each of the three geographic regions:

  • Eastern Region:  $250,000
  • Central Region:   $250,000
  • Western Region: $250,000
State Architect Requirements:


          Norm Schoen, Oregon State Architect
          (503) 414-33064,

Rural Development Programs, such as Community Facilities and Multi-Family Housing, involve the construction of new buildings or renovation of existing facilities. The development of these facilities involves the need for architectural services for the preparation of plans, specifications, public bidding, contracting, construction, and construction monitoring.

Applicants, at the earliest possible time, should provide a Preliminary Architectural Feasibility Report, including the Cost Estimate, for review by the Rural Development Program Specialist and State Architect. These two documents are needed to determine the project's feasibility. For Rural Development-financed architectural projects, Rural Development's State Architect will evaluate and provide to the applicants and their architects architectural/construction guidance in the following areas:

          Initial site visit & evaluation of the proposed project
          Preliminary Architectural Feasibilty Report
          Agency concurrence of Owner/Architect Agreements
          Agency acceptance of Plans & Specifications
          Agency concurrence of Construction Contract documents
          Construction & construction monitoring

Guidance on the Capital Needs Assessment Process (pdf) - This Unnumbered Letter (UL), dated March 16, 2015, provides updated clarification and guidance on the Rural Development Capital Needs Assessment (CNA) process for Multi-family Preservations and Revitalizations (MPRs), Rural Rental Housing and Farm Labor Housing transfers, and other Rural Development loan making and servicing actions requiring a CNA. This guidance is comprised of several sections and attachments addressing the CNA process required to be used by USDA Multi-Family Housing property owners, applicants, and CNA providers.

National Architect Requirements:

Individual states may have particular requirements based on state and local regulations. Please contact the state office in the state where your project is located.

State Engineering Requirements:


          Charlotte Bentley
          (503) 414-3362


National Engineering Requirements:

Individual states may have particular requirements based on state and local regulations. Please contact the state office in the state where your project is located.

State Environmental Requirements:


          Charlotte Bentley
          (503) 414-3362


National Environmental Requirements:

Rural Development environmental requirements can be found here: RD 1970 Environmental Policies and Procedures. Benefits of the 1970 environmental regulations are described here: 7 CFR 1970 Benefits.

There are no other additional requirements at the national level. If there are additional state-specific requirements they will be listed above.

There are currently no events scheduled.

State Office:

Phone: (866) 923-5626, extension 2
Relay Service: Dial 711 for a free relay service operated by the FCC

USDA Rural Development
Attn: Multi-Family Housing
1220 SW 3rd Avenue, Suite 1801
Portland, OR 97204


* Changes are coming to the Multi-Family Housing Programs in October.

To continue to meet the increasing demand for safe, affordable rural rental housing, USDA Rural Development is reorganizing its Multi-Family Housing Programs into an integrated model with specialized teams.

In the new model, all Multi-Family Housing staff will be aligned under one of three integrated divisions:

  • The Field Operations Division will deliver routine servicing through regional teams.
  • The Production and Preservation Division will process, underwrite, and close all Multi-Family Housing direct, preservation, and guaranteed loan transactions.
  • The Asset Management Division, through regional teams, will oversee portfolio health.

The transition to this integrated model will occur in two waves. The first wave, including USDA’s National Office and the Northeastern region, took effect in July. The second wave will include the remaining states in the Southern, Midwestern, and Western regions and is scheduled to launch on October 13, 2020. More detailed contact information will be posted here at the conclusion of this transition.

This integration will allow USDA to establish streamlined business processes, provide consistent and predictable work for staff, and improve customer service for our Multi-Family Housing Programs.