What does this program do?
This program helps private lenders provide affordable financing to improve access to clean, reliable water and waste disposal systems in rural areas. Affordable terms and good practices can save tax dollars and may be necessary for businesses to locate or expand operations.
Who may apply for this program?
Eligible applicants include lenders with the legal authority, financial strength, and experience to operate a successful lending program. Examples of eligible lenders include:
- Federal and state-chartered banks
- Savings and loan institutions
- Farm Credit banks with direct lending authority
- Credit unions
- Additional nonregulated lending institutions approved by USDA
Who can qualify for these loan guarantees?
Eligible borrowers are:
- State and local governments
- Non-profit organizations
- Federally recognized Tribes
What areas are eligible ?
- Cities, villages, towns, townships, and federally recognized Tribal lands with fewer than 50,000 residents
- You can check eligible areas at this link: tinyurl.com/WEPRuraleligibility
What facilities are eligible?
- Drinking water
- Sanitary sewer
- Solid waste disposal
- Stormwater disposal
How can funds be used?
Funds can be used for construction projects and can cover costs such as engineering fees and land, legal, and environmental analysis costs.
Funds can also be used for nonconstruction projects, like:
- Equipment to operate, maintain, or protect facilities
- Professional service fees for engineering and environmental services
- Debt refinancing
For a comprehensive list of eligible uses, see Code of Federal Regulations 7CFR Part 5001, available at this link: tinyurl.com/RD-7CFR-5001.
How do we get started?
- Interested borrowers can ask their lender about the USDA Water and Waste Disposal Loan Guarantee program. Information is available at this link: tinyurl.com/WEPWWDLG.
- Interested lenders can contact the USDA Rural Development Community Programs director in the state where the proposed project is located. A list of state offices is available at this link: tinyurl.com/RDStateOffices.
Who can answer questions?
- Your local USDA Rural Development office can help. A list of offices is available at this link: tinyurl.com/RDStateOffices.
- You will find information about USDA Rural Development’s OneRD Loan Guarantee initiative at this link: tinyurl.com/USDA-1RD-LG.
What governs this program?
Code of Federal Regulations, 7 CFR 5001, available at this link: tinyurl.com/RD-7CFR-5001.
NOTE: Because information changes, always consult official program instructions or contact your local USDA Rural Development office for help. A list is available at this link: tinyurl.com/RDStateOffices. You will find additional RD program resources at rd.usda.gov. Information about other USDA programs and services is available at this link: ask.usda.gov. USDA is an equal opportunity provider, employer, and lender.
NOTE: Please select your state in the dropdown menu above to find the state office contact information and speak to a program specialist before attempting to fill out any forms or applications. This will save you time in completing your application.
Individual states may have particular requirements based on state and local regulations. Please contact the local RD office in the state where your project is located.
There are no other additional requirements at the national level. If there are additional state-specific requirements they will be listed above.
ASHEVILLE AREA OFFICE
Jody Lovelace, Area Director
160 Zillicoa Street, Suite #2
Asheville, NC 28801
828-254-0916
844-325-6823 Fax
Email: jody.lovelace@usda.gov
Counties Served: All Area One Counties
JEFFERSON SUB AREA OFFICE
134 Law Enforcement Dr., Suite 201
Jefferson, NC 28640
336-246-2885
844-325-6823 Fax
Email: Joyce.Latham@usda.gov
Counties Served: Ashe, Watauga, Alleghany, Wilkes, Caldwell
FRANKLIN LOCAL OFFICE
195 Thomas Heights Road
Franklin, NC 28734
828-524-3175
844-325-6823 Fax
Email: rebecca.pinto@usda.gov
Counties Served: Macon, Haywood, Jackson, Cherokee, Clay, Graham, Swain
MURPHY LOCAL OFFICE
225 Valley River Avenue, Suite J
Murphy, NC 28906
828-837-2721
844-325-6823 Fax
Email: jody.lovelace@usda.gov
SPRUCE PINE LOCAL OFFICE
11943 S. 226 Hwy Suite D
Spruce Pine, NC 28777
828-765-0889
844-325-6823 Fax
Email: susan.roland@usda.gov
Counties Served: Mitchell, Yancey, Madison, Avery, Buncombe, Henderson, Transylvania
SHELBY AREA OFFICE
Jody Lovelace, Area Director
844 Wallace Grove Road
Shelby, NC 28150
704-471-0235
844-325-6850 Fax
Email: kevin.oliver@usda.gov
Counties Served: Cleveland, Gaston, McDowell, Polk, Rutherford, Mecklenburg
WINSTON-SALEM SUB AREA OFFICE
Forsyth County Agriculture Building Room 102
1450 Fairchild Drive
Winston Salem, NC 27105
704-471-0235
844-325-6850 Fax
Email: kevin.oliver@usda.gov
Counties Served: Forsyth, Alexander, Burke, Davie
STATESVILLE LOCAL OFFICE
444 Bristol Drive
Statesville, NC 28677
704-471-0235
844-325-6850 Fax
Counties Served: Iredell, Catawba, Lincoln
Email: kevin.oliver@usda.gov
DOBSON LOCAL OFFICE
220 Cooper Street
PO Box 66
Dobson, NC 27017
336-386-8751
844-325-6850 Fax
Email: debbie.dickerson@usda.gov
Counties Served: Surry, Yadkin, Stokes
LUMBERTON AREA OFFICE
Larry Sampson, Area Director
PO Box 7426
440-C Caton Road
Lumberton, NC 28360
910-887-3762
844-325-6830 Fax
Email: larry.sampson@usda.gov
Counties Served: Robeson, Bladen, Cumberland, Scotland, Hoke, Columbus
SMITHFIELD SUB AREA OFFICE
Johnston County Agric Service Bldg
2736 Hwy 210
Smithfield, NC 27577
919-300-4866
844-325-6830 Fax
Email: kristi.wilson@usda.gov
Counties Served: Johnston, Harnett, Sampson, Wake, Wilson
BOLIVIA LOCAL OFFICE
10 Referendum Drive
PO Box 108
Bolivia, NC 28422
910-253-4448
844-325-6830 Fax
Email: paula.thrush@usda.gov
Counties Served: Brunswick, New Hanover, Pender
ASHEBORO AREA OFFICE
Kelley Woodley, Area Director
847 Curry Drive, Suite 104
Asheboro, NC 27205
336-629-4449
844-325-6822 Fax
Email: sha.stallings-morgan@usda.gov
Counties Served: Guilford, Randolph, Davidson, Rowan, Stanly, Cabarrus, Rockingham, Caswell, Alamance
SANFORD LOCAL AREA OFFICE
2416 Tramway Road
Ernest & Ruby McSwain Extension Educ & Ag Center
Sanford, NC 27332
919-775-3407
844-325-6822 Fax
Email: margarita.marble@usda.gov
Counties Served: Lee, Chatham, Moore
ROCKINGHAM LOCAL OFFICE
123 Caroline Street
Rockingham, NC 28379
910-895-3950
844-325-6822 Fax
Email: pamela.edwards@usda.gov
Counties Served: Richmond, Montgomery, Anson, Union
HENDERSON AREA OFFICE
Shirlene Alexander, Area Director
853 S. Beckford Drive, Suite A
Henderson, NC 27536
252-438-3134 ext. 4
844-325-6826 Fax
Email: kim.hunt@usda.gov
Counties Served: Vance, Granville, Franklin, Warren, Orange, Durham, Person,
WINTON SUB AREA OFFICE
County Office Building
305 W. Tryon Street
P.O. Box 8
Winton, NC 27986
252-358-7836
844-325-6826 Fax
Email: travis.lassiter@usda.gov
Counties Served: Hertford, Gates, Chowan, Pasquotank, Perquimans, Camden, Currituck, Bertie, Northampton
HALIFAX LOCAL OFFICE
Halifax County Agriculture Complex
359 Ferrell Lane
P.O. Box 7
Halifax, NC 27839
252-583-7171 ext. 4
844-325-6826 Fax
Email: pamela.richardson@usda.gov
Counties Served: Halifax, Nash
KINSTON AREA OFFICE
Aaron Gaskins, Area Director
2044-C Hwy 11/55 South
PO Box 6189
Kinston, NC 28501-0189
252-526-9799
844-325-6827 Fax
Email: stephanie.hardison@usda.gov
Counties Served: Lenoir, Jones, Craven, Pamlico, Onslow, Carteret, Wayne, Greene, Duplin
GREENVILLE SUB AREA OFFICE
Pitt County Office Complex
403 Government Circle, Suite 3
Greenville, NC 27834
252-752-2035/252-752-2880
844-325-6827 Fax
Email: richard.gray@usda.gov
Counties Served: Pitt, Martin, Washington, Tyrrell, Dare, Beaufort, Hyde, Edgecombe
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