Alert
Some documents have been removed in compliance with Presidential Executive Orders. If you need a hard copy of any of the documents due to accessibility issues, if you are having problems with this page, or would like to be added to the Regulations Update distribution list (available for Rural Development employees only with a valid Rural Development e-mail address), please e-mail comments@usda.gov.
Below are handbooks information
HB-1-3550 Direct Single Family Housing Loans and Grants - Field Office Handbook
Overview
Overview of Section 502
Application Processing
Borrower Eligibility
Property Requirements
Underwriting The Loan
Escrow, Taxes, and Insurance
Loan Approval and Closing
Special Situations
Leveraged Loan
Nonprogram Loan
Section 504 Loans and Grants
Servicing Functions
Managing Custodial and REO Property
Disposing of REO Property
7 CFR part 3550
Forms and Certifications Referenced in this Handbook
Handbook Letters Referenced in this Handbook
Interest Rate
Rural Housing Demonstration Program
Section 306C WWD Grants to Individuals
State Supplements
Verifications
Single Family Housing Direct Income Limits
Single Family Housing Field Guidance on Disaster Declarations
Single Family Housing Direct Programs American Rescue Plan Act (ARPA) Guidelines
Self-Help Housing
HB-1-3555 SFH Guaranteed Loan Program Technical Handbook
Overview
Record Retention
Lender Approval
Lender Responsibilities
Origination and Underwriting Overview
Loan Purposes
Loan Terms and Conditions
Applicant Characteristics
Credit Analysis
Ratio Analysis
Property and Appraisal Requirements
Special Property Types
Funding Priorities
Submitting the Application Package
Closing the Loan and Requesting the Guarantee
Regular Servicing-Performing Loans
Servicing Non-Performing Loans - Accounts with Repayment Problems
Loss Claim - Collecting on the Guarantee
7 CFR part 3555
Forms and Instructions
Review and Appeals
Agency and Employee Addresses
Income Limits
Interest Assistance
Caivrs Access Instructions
Penalties
Unnumbered Letter and State Supplements
HB-1-3560 MFH Loan Origination Handbook
MFH Programs and the Origination Process
NOFA and Initial Application Process
Processing Final Applications - Stage 2
Participating with Other Funding Sources
Loan Closing and Project Lease-Up
Project Construction
Subsequent Loans and Loans for Final Payments
Special Property Types
Farm Labor Housing Loans and Grants
7 CFR part 3560
7 CFR part 11
Forms Referenced in the Handbook
Handbook Letters
HB-1-3565 Guaranteed Rural Rental Housing Program Origination and Servicing Handbook
Overview
Lender Eligibility and Approval
Lender Underwriting
Loan Guarantee Application Processing
Construction Requirements
Program Fees
Servicing Permanent Loans
Property Management
Insurance Requrements
Claims
Environmental Requirements
Secondary Market
7 CFR Part 3565
List of Forms
HB-2-3550 Direct Single Family Housing Loans and Grants - Servicing Office Handbook
Overview
Regular Servicing
Escrow, Taxes, and Insurance
Payment Subsidies and Income Determinations
Special Situations
Liquidation and Acquisition
Special Collection
HB-2-3560 MFH Asset Management Handbook
Project Occupancy
7 CFR part 3560
HB-3-3560 MFH Project Servicing Handbook
MFH Programs and Loan Servicing
Automated Systems
Account Servicing
Ownership and Organization Changes
Determination of Project Suitability
Transfers of Project Ownership
Security Restructuring Requests
Compliance Violations, Defaults, and Work-Out Agreements
Loan Restructuring
Account Liquidation
Other Special Cases
Management and Disposal of Real Estate Owned Property
Project Preservation
7 CFR part 3560
7 CFR part 11
Forms Referenced in the Handbook
Handbook Letters