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Handbooks

Alert

Some documents have been removed in compliance with Presidential Executive Orders. If you need a hard copy of any of the documents due to accessibility issues, if you are having problems with this page, or would like to be added to the Regulations Update distribution list (available for Rural Development employees only with a valid Rural Development e-mail address), please e-mail comments@usda.gov. 

Below are handbooks information

HB-1-3550 Direct Single Family Housing Loans and Grants - Field Office Handbook

Consolidated version (large document may take long to load)
Table of Contents
Acronyms
Glossary
Chapter 1

Overview

Chapter 2

Overview of Section 502

Chapter 3

Application Processing

Chapter 4

Borrower Eligibility

Chapter 5

Property Requirements

Chapter 6

Underwriting The Loan

Chapter 7

Escrow, Taxes, and Insurance

Chapter 8

Loan Approval and Closing

Chapter 9

Special Situations

Chapter 10

Leveraged Loan

Chapter 11

Nonprogram Loan

Chapter 12

Section 504 Loans and Grants

Chapter 13

Servicing Functions

Chapter 15

Managing Custodial and REO Property

Chapter 16

Disposing of REO Property

Appendix 1

7 CFR part 3550

Appendix 2

Forms and Certifications Referenced in this Handbook

Appendix 3

Handbook Letters Referenced in this Handbook

Appendix 4

Interest Rate

Appendix 5

Rural Housing Demonstration Program

Appendix 6

Section 306C WWD Grants to Individuals

Appendix 7

State Supplements

Appendix 8

Verifications

Appendix 9

Single Family Housing Direct Income Limits

Appendix 10

Single Family Housing Field Guidance on Disaster Declarations

Appendix 11
Single Family Housing Direct Programs Approval Authority Guidelines
Appendix 12

Single Family Housing Direct Programs American Rescue Plan Act (ARPA) Guidelines

Appendix 13

Self-Help Housing

HB-1-3555 SFH Guaranteed Loan Program Technical Handbook

Consolidated version (large document may take long to load)
Table of Contents
Chapter 1

Overview

Chapter 2

Record Retention

Chapter 3
Lender Approval
Chapter 4

Lender Responsibilities

Chapter 5
Origination and Underwriting Overview
Chapter 6
Loan Purposes
Chapter 7
Loan Terms and Conditions
Chapter 8

Applicant Characteristics

Chapter 9
Income Analysis
Chapter 10
Credit Analysis
Chapter 11

Ratio Analysis

Chapter 12
Property and Appraisal Requirements
Chapter 13

Special Property Types

Chapter 14

Funding Priorities

Chapter 15

Submitting the Application Package

Chapter 16

Closing the Loan and Requesting the Guarantee

Chapter 17

Regular Servicing-Performing Loans

Chapter 18

Servicing Non-Performing Loans - Accounts with Repayment Problems

Chapter 19

Loss Claim - Collecting on the Guarantee

Appendix 1

7 CFR part 3555

Appendix 2

Forms and Instructions

Appendix 3

Review and Appeals

Appendix 4

Agency and Employee Addresses

Appendix 5

Income Limits

Appendix 6

Interest Assistance

Appendix 7

Caivrs Access Instructions

Appendix 8

Penalties

Appendix 9

Unnumbered Letter and State Supplements

Acronyms
Glossary

HB-1-3560 MFH Loan Origination Handbook

Consolidated version (large document may take long to load)
Table of Contents
Chapter 1
Introduction
Chapter 2

MFH Programs and the Origination Process

Chapter 3
Property Requirements
Chapter 4

NOFA and Initial Application Process

Chapter 5

Processing Final Applications - Stage 2

Chapter 6

Participating with Other Funding Sources

Chapter 7
Security Requirements
Chapter 8

Loan Closing and Project Lease-Up

Chapter 9

Project Construction

Chapter 10

Subsequent Loans and Loans for Final Payments

Chapter 11

Special Property Types

Chapter 12

Farm Labor Housing Loans and Grants

Appendix 1

7 CFR part 3560

Appendix 2

7 CFR part 11

Appendix 3

Forms Referenced in the Handbook

Appendix 4

Handbook Letters

HB-1-3565 Guaranteed Rural Rental Housing Program Origination and Servicing Handbook

Consolidated version (large document may take long to load)
Table of Contents
Cover Page
Chapter 1

Overview

Chapter 2

Lender Eligibility and Approval

Chapter 3

Lender Underwriting

Chapter 4

Loan Guarantee Application Processing

Chapter 5

Construction Requirements

Chapter 6

Program Fees

Chapter 7

Servicing Permanent Loans

Chapter 8

Property Management

Chapter 9

Insurance Requrements

Chapter 10

Claims

Chapter 11

Environmental Requirements

Chapter 12

Secondary Market

Appendix 1

7 CFR Part 3565

Appendix 2

List of Forms

Glossary

HB-2-3550 Direct Single Family Housing Loans and Grants - Servicing Office Handbook

Table of Contents
Chapter 1

Overview

Chapter 2

Regular Servicing

Chapter 3

Escrow, Taxes, and Insurance

Chapter 4

Payment Subsidies and Income Determinations

Chapter 5

Special Situations

Chapter 6

Liquidation and Acquisition

Chapter 7

Special Collection

Appendix 1
Appendix 2 - 5
Acronyms
Glossary
Consolidated version (large document may take long to load)

HB-2-3560 MFH Asset Management Handbook

Consolidated version (large document may take long to load)
Table of Contents
Chapter 1
Introduction
Chapter 2
MFH Programs and Asset Management
Chapter 3
Property Management
Chapter 4
Financial Management
Chapter 5
Project Physical Conditions
Chapter 6

Project Occupancy

Chapter 7
Rent, Shelter Costs, and Utility Allowances
Chapter 8
Rental Subsidies
Chapter 9
Agency Monitoring
Appendix 1

7 CFR part 3560

Appendix 2
7 CFR part 11
Appendix 3
Forms Referenced in the Handbook
Appendix 4
Handbook Letters Referenced in this Handbook
Appendix 5
Civil Rights Laws Accessibility Requirements That Apply to the Multi-Family Housing (MFH) Program

HB-3-3560 MFH Project Servicing Handbook

Consolidated version (large document may take long to load)
Table of Contents
Chapter 1
Introduction
Chapter 2
MFH Programs and Loan Servicing
Chapter 3
Automated Systems
Chapter 4
Account Servicing
Chapter 5
Ownership and Organization Changes
Chapter 6
Determination of Project Suitability
Chapter 7
Transfers of Project Ownership
Chapter 8
Security Restructuring Requests
Chapter 9
Unauthorized Assistance
Chapter 10
Compliance Violations, Defaults, and Work-Out Agreements
Chapter 11
Loan Restructuring
Chapter 12
Account Liquidation
Chapter 13
Other Special Cases
Chapter 14
Management and Disposal of Real Estate Owned Property
Chapter 15
Project Preservation
Appendix 1

7 CFR part 3560

Appendix 2
7 CFR part 11
Appendix 3
Forms Referenced in the Handbook
Appendix 4
Handbook Letters