USDA Rural Development's Multifamily Housing (MFH) Programs are designed to help rural property owners through loans, loan guarantees, and grants that can enable owners to develop and rehabilitate properties to house low-income individuals and families, the elderly, disabled individuals, and domestic farm laborers.
MFH Program specialists work with owners through direct and farm labor housing loan properties to subsidize rents for low-income tenants who cannot afford to pay their full rent. Additionally, when a direct loan ends before its initial term, the MFH Program provides vouchers to protect eligible tenants who might otherwise face hardship attempting to find other affordable housing solutions.
The MFH Program uses a variety of tools to revitalize and preserve the physical and financial health of more than 14,000 properties currently in USDA’s rural rental portfolio. For example, restructuring loans for existing rural rental housing and off-farm labor housing properties allows the property owners to maintain sufficient reserve funds to make necessary major repairs and improvements throughout the lifetime of these properties.
This program provides competitive financing for affordable multi-family rental housing for low-income, elderly, or disabled individuals and families in eligible rural areas.
The program works with qualified private-sector lenders to provide financing to qualified borrowers to increase the supply of affordable rental housing for low- and moderate-income individuals and families in eligible rural areas and towns.
This program provides affordable financing to develop housing for year-round and migrant or seasonal domestic farm laborers.
This program provides affordable financing to develop or rehabilitate affordable rental housing for very-low income domestic, migrant, and seasonal farm laborers.
This program restructures loans for existing Rural Rental Housing and Off-Farm Labor Housing projects to help improve and preserve the availability of safe affordable rental housing for low income residents.
This program provides payments to owners of USDA-financed Rural Rental Housing or Farm Labor Housing projects on behalf of low-income tenants unable to pay their full rent.
This program provides vouchers to protect eligible tenants in Multifamily Direct Loan properties who may face hardship when the loan on the property is prepaid, or the property is foreclosed.
USDA Rural Development awards grants to eligible nonprofit organizations and public housing authorities (PHAs) to provide technical assistance (TA) and other services to enable affordable housing preservation through the transfer of Multifamily Housing Direct Loan properties from current owners to nonprofits or PHAs.
USDA Rural Development awards grants to nonprofit organizations to provide technical assistance to applicants for Farm Labor Housing (FLH) loans and grants.
Multifamily Housing Contacts
Our Field Operations Division maintains local relationships through regionally organized servicing teams and handles all day-today servicing of Multifamily housing properties to ensure that tenants have safe and affordable housing. The four regions and the contact information for each Regional Director follows:
If you need information on a loan transaction currently in process, or have questions on a new transaction, our Production & Preservation Division (PPD) processes, underwrites, and closes all multifamily direct, preservation, and guaranteed loan transactions. PPD will support all the Multifamily Housing Programs, including 515, 538, Multifamily Preservation and Revitalization (MPR), prepayments, and preservation efforts. This division will also oversee Notice of Solicitation of Applications (NOSA) drafting and administration efforts for Farm Labor Housing, Housing Preservation Grants, MPR, technical assistance, and 515. The email contact information for the Production & Preservation Division follows: