U.S. flag

An official website of the United States government

Dot gov

Official websites use .gov
A .gov website belongs to an official government organization in the United States.


Secure .gov websites use HTTPS
A lock () or https:// means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.

Water & Waste Disposal Loan & Grant Program in California


What does this program do?

This program provides funding for clean and reliable drinking water systems, sanitary sewage disposal, sanitary solid waste disposal, and storm water drainage to households and businesses in eligible rural areas.

Who may apply?

This program assists qualified applicants who are not otherwise able to obtain commercial credit on reasonable terms. Eligible applicants include:

What is an eligible area?

Areas that may be served include:

What kinds of funding are available?

  • Long-term, low-interest loans
  • If funds are available, a grant may be combined with a loan if necessary to keep user costs reasonable.

How may the funds be used?

Funds may be used to finance the acquisition, construction or improvement of:

  • Drinking water sourcing, treatment, storage and distribution
  • Sewer collection, transmission, treatment and disposal
  • Solid waste collection, disposal and closure
  • Storm water collection, transmission and disposal

In some cases, funding may also be available for related activities such as:

  • Legal and engineering fees
  • Land acquisition, water and land rights, permits and equipment
  • Start-up operations and maintenance
  • Interest incurred during construction
  • Purchase of facilities to improve service or prevent loss of service
  • Other costs determined to be necessary for completion of the project
  • See 7 CFR Part 1780.7 and 1780.9 for a complete list

What is the loan term and rate?

  • Up to 40-year payback period, based on the useful life of the facilities financed
  • Fixed interest rates, based on the need for the project and the median household income of the area to be served

Contact us for details and current interest rates applicable for your project

Are there additional requirements?

  • Borrowers must have the legal authority to construct, operate and maintain the proposed services or facilities.
  • All facilities receiving federal financing must be used for a public purpose.
  • Partnerships with other federal, state, local, private and nonprofit entities that offer financial assistance are encouraged.
  • Projects must be financially sustainable.

How do we get started?

Visit RD Apply

  • Applications are accepted year round and may be filed electronically using RD Apply. The RD Apply Customer Help Guide is provided to help you get started and work through the application process
  • Applications are also accepted through your local RD office.
  • Program resources are available online (i.e., forms, guidance, certifications, etc.).

Who can answer questions?

  • Contact the local representative who serves your area
  • Participating nonprofits in your area may also offer assistance and training

What governs this program?

Why does USDA Rural Development do this?

This program helps very small, financially distressed rural communities extend and improve water and waste treatment facilities that serve local households and businesses. Good practices can save tax dollars, improve the natural environment, and help manufacturers and businesses to locate or expand operations.

NOTE: Program details may change over time. Before you begin an application, please confirm you have the most current information by contacting a program specialist in your local RD office for assistance or consult the program instructions listed in the section above titled "What Governs this Program?"

NOTE: Please ensure that your state is selected in the dropdown menu above to find the state office contact information, and speak to a program specialist before attempting to fill out any forms or applications. This will save you time in completing your application.

Interest Rates

Current interest rates for 2nd quarter FY 2024, effective April 1, 2024.  

Poverty:  2.125%
Intermediate:  2.750%
Market:  3.500%

National Architect Requirements:

There are no other architect requirements at the national level. If there are additional state-specific requirements they will be listed above.

National Engineering Requirements:

Key WEP Engineering Resource Page


Individual states will have particular requirements based on state and local regulations. Please contact the local RD office in the state where your project is located.

There are no other additional requirements at the national level. If there are additional state-specific requirements they will be listed above.

State Office:
Main Phone Number: (530) 792-5800
USDA Rural Development
Attn: Water Programs
430 G St, Agency 4169
Davis, CA 95616

Lisa Butler, Community Facilities Programs Director
lisa.butler@usda.gov | (559) 754-3146 or (559) 309-6381

Sally Tripp, State Office Community Programs Specialist
sally.tripp@usda.gov | (559) 754-3149

Luis Andrade, Water Environmental Programs Director
luis.andrade@usda.gov | (760) 355-2208 ext. 108 or (760) 457-1829

Antonio Ybarra, State Office Community Programs Specialist
antonio.ybarra@usda.gov | (559) 490-8035

County Contacts

Del Norte, Humboldt, Lake, Marin, Mendocino, Napa, Siskiyou, Sonoma, & Trinity
Reef Atwell-Smith, Santa Rosa | reef.atwellsmith@usda.gov | (530) 233-4137 ext. 111
Daniel Alvarado, Eureka | daniel.alvarado@usda.gov | (707) 832--5596

Lassen, Modoc & Shasta 
Debra "Debbie" McCoy, Alturas | debbie.mccoy@usda.gov | (530) 233-4137 ext. 111
Jennifer “Jenni” Strauch, Alturas | jennifer.strauch@usda.gov | (530) 233-4137 ext. 112

Butte, Colusa, Glenn, Plumas & Tehama 
Justin Garey, Davis | justin.garey2@usda.gov | (530) 792-5834

El Dorado, Nevada, Sierra, Placer, Sacramento, Solano, Sutter, Yolo & Yuba
Robin Yasso, Auburn | robin.yasso@usda.gov | (530) 217-6241

Alameda, Contra Costa, Monterey, San Benito, San Mateo, Santa Clara & Santa Cruz 
Esther De La Cruz, Salinas | esther.delacurz@usda.gov | (831) 975-7762

Alpine, Amador, Calaveras, Mariposa, Merced, Mono, San Joaquin, Stanislaus & Tuolumne
Tonja Galentine, Modesto | tonja.galentine@usda.gov | (209) 287-3626
Sara Brookes, Modesto | sara.brookes@usda.gov | (209) 287-3639

Fresno, Kings, Madera & Tulare
Alba Lazaro, Fresno | alba.lazaro@usda.gov | (559) 490-8028
Serena Ramos, Visalia | serena.ramos1@usda.gov | (559)754-3159

Kern, Inyo, Los Angeles, Orange, San Luis Obispo, Santa Barbara & Ventura
Al Correale, Santa Maria | al.correale@usda.gov | (805) 863-9938
Marcos Ramos, Santa Maria | marcos.ramos@usda.gov | (805) 863-9922

Imperial, Riverside, San Bernardino & San Diego 
Edgar O. Ortega, Imperial | edgar.o.ortega@usda.gov | (760) 355-2208 ext. 102
Teon Gore, Moreno Valley | teon.gore@usda.gov | (951)-902-6562

Christina Swegles, Phelan | christina.swegles@usda.gov | (760) 843-6882 ext. 124

State Engineers 
Michael Starinsky, Davis mike.starinsky@usda.gov | (530) 792-5814
Robert Neilson, Visalia | robert.neilson@usda.gov | (559) 754-3156

Community Programs Technician
Jennifer Torres, Visalia (Payments/ Auditor's Request) | jennifer.torres@usda.gov | (559) 754-3147

State Environmental Coordinator 
Jennifer Gooler, Santa Rosa | jennifer.gooler@usda.gov | (707) 596-0845

There are currently no events scheduled.