Morgan Linden-Lowell was living in a loft style apartment in Lexington, NE.  He desired to move into a home of his own that would be closer to his work. 

Morgan attended a Rural Development Community Housing Meeting in Lexington, NE and learned that he could become a first time  homeowner and so he applied for a Rural Development direct  housing loan.  Morgan had a rough time financially in the past but through Rural Development non-traditional credit and his work history a loan was made for $71,800.  Morgan received a $4,000 grant from Federal Home Loan Bank to utilize for closing costs. A real estate agent helped Morgan to find a home in Cozad that was located close to his work.

Today Morgan is living in his very own spacious two-story home featuring 1,416 square feet with three bedrooms, two baths, a two car garage, and spacious yard.  He gives his home two thumbs up!