What does this program do?
This program helps private lenders provide affordable financing to improve access to clean, reliable water and waste disposal systems in rural areas. Affordable terms and good practices can save tax dollars and may be necessary for businesses to locate or expand operations.
Who may apply for this program?
Eligible applicants include lenders with the legal authority, financial strength, and experience to operate a successful lending program. Examples of eligible lenders include:
- Federal and state-chartered banks
- Savings and loan institutions
- Farm Credit banks with direct lending authority
- Credit unions
- Additional nonregulated lending institutions approved by USDA
Who can qualify for these loan guarantees?
Eligible borrowers are:
- State and local governments
- Non-profit organizations
- Federally recognized Tribes
What areas are eligible ?
- Cities, villages, towns, townships, and federally recognized Tribal lands with fewer than 50,000 residents
- You can check eligible areas at this link: tinyurl.com/WEPRuraleligibility
What facilities are eligible?
- Drinking water
- Sanitary sewer
- Solid waste disposal
- Stormwater disposal
How can funds be used?
Funds can be used for construction projects and can cover costs such as engineering fees and land, legal, and environmental analysis costs.
Funds can also be used for nonconstruction projects, like:
- Equipment to operate, maintain, or protect facilities
- Professional service fees for engineering and environmental services
- Debt refinancing
For a comprehensive list of eligible uses, see Code of Federal Regulations 7CFR Part 5001, available at this link: tinyurl.com/RD-7CFR-5001.
How do we get started?
- Interested borrowers can ask their lender about the USDA Water and Waste Disposal Loan Guarantee program. Information is available at this link: tinyurl.com/WEPWWDLG.
- Interested lenders can contact the USDA Rural Development Community Programs director in the state where the proposed project is located. A list of state offices is available at this link: tinyurl.com/RDStateOffices.
Who can answer questions?
- Your local USDA Rural Development office can help. A list of offices is available at this link: tinyurl.com/RDStateOffices.
- You will find information about USDA Rural Development’s OneRD Loan Guarantee initiative at this link: tinyurl.com/USDA-1RD-LG.
What governs this program?
Code of Federal Regulations, 7 CFR 5001, available at this link: tinyurl.com/RD-7CFR-5001.
NOTE: Because information changes, always consult official program instructions or contact your local USDA Rural Development office for help. A list is available at this link: tinyurl.com/RDStateOffices. You will find additional RD program resources at rd.usda.gov. Information about other USDA programs and services is available at this link: ask.usda.gov. USDA is an equal opportunity provider, employer, and lender.
NOTE: Please select your state in the dropdown menu above to find the state office contact information and speak to a program specialist before attempting to fill out any forms or applications. This will save you time in completing your application.
Individual states may have particular requirements based on state and local regulations. Please contact the local RD office in the state where your project is located.
There are no other additional requirements at the national level. If there are additional state-specific requirements they will be listed above.
Indiana State Office
5975 Lakeside Boulevard
Indianapolis, IN 46278
Craig McGowan
Community Programs Director
craig.mcgowan@usda.gov
(812) 817-3443
Neal Eickholtz
State Engineer
richard.eickholtz@usda.gov
(317) 295-5787
Brandon Miller
State Environmental Coordinator
brandon.miller2@usda.gov
(317) 295-5776
Nicole Robinson
State CP Specialist
nicole.robinson2@usda.gov
(317) 295-5794
Kat Shearer
CP Field Technician
kathryn.shearer@usda.gov
(812) 817-3454
Vacant
State CP Technician
@usda.gov
(317) 295-xxxx
Indiana Field Offices
Northwest Field Area
Vacant
CP Specialist
(812) 817-3443
1410 South Heaton Street
Knox, IN 46534
Benton, Carroll, Cass, Fulton, Jasper, Lake, LaPorte, Marshall, Newton, Porter, Pulaski, St. Joseph, Starke, Warren and White counties.
West Central Field Area
John Magee
CP Specialist
john.magee@usda.gov
(765) 362-0405 Ext. 115
2032 Lebanon Road
Crawfordsville, IN 47304
Boone, Clay, Clinton, Fountain, Hendricks, Monroe, Montgomery, Morgan, Owen, Parke, Putnam, Sullivan, Tippecanoe, Vermillion, and Vigo counties.
Southwest Field Area
Cynthia Ferguson
CP Specialist
cynthia.ferguson@usda.gov
(812) 792-5020
1484 Executive Boulevard
Jasper, IN 47546
Crawford, Daviess, Dubois, Gibson, Greene, Knox, Lawrence, Martin, Orange, Perry, Pike, Posey, Spencer, Vanderburgh, Warrick counties.
Northeast Field Area
Alex Nolt
CP Specialist
alexandra.nolt@usda.gov
(260) 244-6266 x 120
788 W. Connexion Way, Suite E
Columbia City, IN 46725
Adams, Allen, Blackford, DeKalb, Elkhart, Grant, Huntington, Kosciusko, LaGrange, Miami, Noble, Steuben, Wabash, Wells, Whitley counties.
East Central Field Office
Ric Frataccia
CP Specialist
enrico.frataccia@usda.gov
(317) 295-5788
5975 Lakeside Boulevard
Indianapolis, IN 46278
Delaware, Fayette, Hamilton, Hancock, Henry, Howard, Jay, Johnson, Madison, Marion, Randolph, Rush, Shelby, Tipton, Union, Wayne counties.
Southeast Field Area
Charlene Bridgewater
CP Specialist
charlene.hale@usda.gov
(812) 953-4147
2600 Highway 7 North
North Vernon, IN 47265
Bartholomew, Brown, Clark, Dearborn, Decatur, Floyd, Franklin, Harrison, Jackson, Jefferson, Jennings, Ohio, Ripley, Scott, Switzerland, Washington counties.
There are currently no events scheduled.