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Water & Waste Disposal Loan Guarantees in Indiana

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What does this program do?

This program helps private lenders provide affordable financing to improve access to clean, reliable water and waste disposal systems in rural areas. Affordable terms and good practices can save tax dollars and may be necessary for businesses to locate or expand operations. 

Who may apply for this program?

Eligible applicants include lenders with the legal authority, financial strength, and experience to operate a successful lending program. Examples of eligible lenders include:

  • Federal and state-chartered banks
  • Savings and loan institutions
  • Farm Credit banks with direct lending authority
  • Credit unions
  • Additional nonregulated lending institutions approved by USDA

Who can qualify for these loan guarantees?

Eligible borrowers are:

  • State and local governments
  • Non-profit organizations
  • Federally recognized Tribes

What areas are eligible ?

  • Cities, villages, towns, townships, and federally recognized Tribal lands with fewer than 50,000 residents
  • You can check eligible areas at this link: tinyurl.com/WEPRuraleligibility

What facilities are eligible? 

  • Drinking water
  • Sanitary sewer
  • Solid waste disposal
  • Stormwater disposal

How can funds be used?

Funds can be used for construction projects and can cover costs such as engineering fees and land, legal, and environmental analysis costs. 

Funds can also be used for nonconstruction projects, like: 

  • Equipment to operate, maintain, or protect facilities
  • Professional service fees for engineering and environmental services
  • Debt refinancing

For a comprehensive list of eligible uses, see Code of Federal Regulations 7CFR Part 5001, available at this link: tinyurl.com/RD-7CFR-5001.

How do we get started?

  • Interested borrowers can ask their lender about the USDA Water and Waste Disposal Loan Guarantee program. Information is available at this link: tinyurl.com/WEPWWDLG.
  • Interested lenders can contact the USDA Rural Development Community Programs director in the state where the proposed project is located. A list of state offices is available at this link:  tinyurl.com/RDStateOffices

Who can answer questions?

What governs this program?

Code of Federal Regulations, 7 CFR 5001, available at this link:  tinyurl.com/RD-7CFR-5001.

NOTE: Because information changes, always consult official program instructions or contact your local USDA Rural Development office for help. A list is available at this link: tinyurl.com/RDStateOffices. You will find additional RD program resources at rd.usda.gov. Information about other USDA programs and services is available at this link: ask.usda.gov. USDA is an equal opportunity provider, employer, and lender.  

NOTE: Please select your state in the dropdown menu above to find the state office contact information and speak to a program specialist before attempting to fill out any forms or applications. This will save you time in completing your application.

National Architect Requirements:

Individual states may have particular requirements based on state and local regulations. Please contact the local RD office in the state where your project is located.

There are no other additional requirements at the national level. If there are additional state-specific requirements they will be listed above.

Indiana State Office
5975 Lakeside Boulevard
Indianapolis, IN 46278

Craig McGowan
Community Programs Director
craig.mcgowan@usda.gov 
(812) 817-3443

Neal Eickholtz 
State Engineer 
richard.eickholtz@usda.gov 
(317) 295-5787

Brandon Miller 
State Environmental Coordinator
brandon.miller2@usda.gov 
(317) 295-5776

Nicole Robinson 
State CP Specialist 
nicole.robinson2@usda.gov
(317) 295-5794

Kat Shearer 
CP Field Technician
kathryn.shearer@usda.gov
(812) 817-3454

Vacant
State CP Technician
@usda.gov
(317) 295-xxxx

Indiana Field Offices

Northwest Field Area

Vacant
CP Specialist 
(812) 817-3443
1410 South Heaton Street
Knox, IN 46534

Benton, Carroll, Cass, Fulton, Jasper, Lake, LaPorte, Marshall, Newton, Porter, Pulaski, St. Joseph, Starke, Warren and White counties.

West Central Field Area 

John Magee
CP Specialist 
john.magee@usda.gov 
(765) 362-0405 Ext. 115
2032 Lebanon Road
Crawfordsville, IN 47304

Boone, Clay, Clinton, Fountain, Hendricks, Monroe, Montgomery, Morgan, Owen, Parke, Putnam, Sullivan, Tippecanoe, Vermillion, and Vigo counties.

Southwest Field Area

Cynthia Ferguson
CP Specialist 
cynthia.ferguson@usda.gov 
(812) 792-5020
1484 Executive Boulevard
Jasper, IN 47546

Crawford, Daviess, Dubois, Gibson, Greene, Knox, Lawrence, Martin, Orange, Perry, Pike, Posey, Spencer, Vanderburgh, Warrick counties.

Northeast Field Area

Alex Nolt
CP Specialist 
alexandra.nolt@usda.gov
(260) 244-6266 x 120
788 W. Connexion Way, Suite E
Columbia City, IN 46725

Adams, Allen, Blackford, DeKalb, Elkhart, Grant, Huntington, Kosciusko, LaGrange, Miami, Noble, Steuben, Wabash, Wells, Whitley counties.

East Central Field Office

Ric Frataccia
CP Specialist 
enrico.frataccia@usda.gov
(317) 295-5788
5975 Lakeside Boulevard
Indianapolis, IN 46278

Delaware, Fayette, Hamilton, Hancock, Henry, Howard, Jay, Johnson, Madison, Marion, Randolph, Rush, Shelby, Tipton, Union, Wayne counties.

Southeast Field Area

Charlene Bridgewater 
CP Specialist 
charlene.hale@usda.gov 
(812) 953-4147
2600 Highway 7 North
North Vernon, IN 47265

Bartholomew, Brown, Clark, Dearborn, Decatur, Floyd, Franklin, Harrison, Jackson, Jefferson, Jennings, Ohio, Ripley, Scott, Switzerland, Washington counties.

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