Water & Waste Disposal Loan & Grant Program in North Carolina

PROGRAM STATUS: Open


Applications for this program are originated in the field office serving your county.  Select the Contacts tab above for the NC field office list.

Are applications currently being accepted: YES

What does this program do?

This program provides funding for clean and reliable drinking water systems, sanitary sewage disposal, sanitary solid waste disposal, and storm water drainage to households and businesses in eligible rural areas.

Who may apply?

This program assists qualified applicants who are not otherwise able to obtain commercial credit on reasonable terms. Eligible applicants include:

What is an eligible area?

Areas that may be served include:

What kinds of funding are available?

  • Long-term, low-interest loans
  • If funds are available, a grant may be combined with a loan if necessary to keep user costs reasonable.

How may the funds be used?

Funds may be used to finance the acquisition, construction or improvement of:

  • Drinking water sourcing, treatment, storage and distribution
  • Sewer collection, transmission, treatment and disposal
  • Solid waste collection, disposal and closure
  • Storm water collection, transmission and disposal

In some cases, funding may also be available for related activities such as:

  • Legal and engineering fees
  • Land acquisition, water and land rights, permits and equipment
  • Start-up operations and maintenance
  • Interest incurred during construction
  • Purchase of facilities to improve service or prevent loss of service
  • Other costs determined to be necessary for completion of the project
  • See 7 CFR Part 1780.7 and 1780.9 for a complete list

What is the loan term and rate?

  • Up to 40-year payback period, based on the useful life of the facilities financed
  • Fixed interest rates, based on the need for the project and the median household income of the area to be served

Contact us for details and current interest rates applicable for your project

Are there additional requirements?

  • Borrowers must have the legal authority to construct, operate and maintain the proposed services or facilities.
  • All facilities receiving federal financing must be used for a public purpose.
  • Partnerships with other federal, state, local, private and nonprofit entities that offer financial assistance are encouraged.
  • Projects must be financially sustainable.

How do we get started?

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  • Applications are accepted year round and may be filed electronically using RD Apply. The RD Apply Customer Help Guide is provided to help you get started and work through the application process
  • Applications are also accepted through your local RD office.
  • Program resources are available online (i.e., forms, guidance, certifications, etc.).

Who can answer questions?

  • Contact the local representative who serves your area
  • Participating nonprofits in your area may also offer assistance and training

What governs this program?

Why does USDA Rural Development do this?

This program helps very small, financially distressed rural communities extend and improve water and waste treatment facilities that serve local households and businesses. Good practices can save tax dollars, improve the natural environment, and help manufacturers and businesses to locate or expand operations.

NOTE: Program details may change over time. Before you begin an application, please confirm you have the most current information by contacting a program specialist in your local RD office for assistance or consult the program instructions listed in the section above titled "What Governs this Program?"

NOTE: Please ensure that your state is selected in the dropdown menu above to find the state office contact information, and speak to a program specialist before attempting to fill out any forms or applications. This will save you time in completing your application.

Interest Rates

Current interest rates for 1st Quarter FY 2020, effective October 1, 2019 to December 31, 2019.  2nd Quarter FY 2020, effective January 1, 2020, through March 31, 2020

Poverty:  1.625%
Intermediate:  2.250%
Market: 2.750%
National Architect Requirements:

There are no other architect requirements at the national level. If there are additional state-specific requirements they will be listed above.

National Engineering Requirements:

Key WEP Engineering Resource Page

 

Individual states will have particular requirements based on state and local regulations. Please contact the local RD office in the state where your project is located.

There are no other additional requirements at the national level. If there are additional state-specific requirements they will be listed above.

There are currently no events scheduled.

ASHEVILLE AREA OFFICE

Pam Hysong, Area Director

160 Zillicoa Street, Suite #2

Asheville, NC 28801

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Email: linda.whitmire@nc.usda.gov

Counties Served: Buncombe, Henderson, Transylvania

 

JEFFERSON SUB AREA OFFICE

134 Government Circle

Suite 201

Jefferson, NC 28640

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Email: susan.roland@nc.usda.gov

Counties Served: Ashe, Watauga, Alleghany, Wilkes, Caldwell

 

FRANKLIN LOCAL OFFICE

195 Thomas Heights Rod

Franklin, NC 28734

828-524-3175Image removed.

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Email: pam.hysong@nc.usda.gov

Counties Served:  Macon, Haywood, Jackson, Cherokee, Clay, Graham, Swain

 

MURPHY LOCAL OFFICE

225 Valley River Avenue, Suite J

Murphy, NC 28906

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Email: pam.hysong@nc.usda.gov

 

SPRUCE PINE LOCAL OFFICE

11943 S. 226 Hwy Suite D

Spruce Pine, NC 28777

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Email: rebecca.pinto@nc.usda.gov

Counties Served: Mitchell, Yancey, Madison, Avery

 

SHELBY AREA OFFICE

Warren C. Smith, Area Director

844 Wallace Grove Road

Shelby, NC 28150

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Email: kevin.oliver@nc.usda.gov

Counties Served: Cleveland, Gaston, McDowell, Polk, Rutherford, Mecklenburg

 

WINSTON SALEM SUB AREA OFFICE

Forsyth County Agriculture Building

Room 102

1450 Fairchild Drive

Winston Salem, NC  27105

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Email: terry.goddard@nc.usda.gov

Counties Served: Forsyth, Alexander, Burke, Davie 

 

STATESVILLE LOCAL OFFICE

444 Bristol Drive

Statesville, NC  28677

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Counties Served: Iredell, Catawba, Lincoln

Email: kevin.oliver@nc.usda.gov

 

DOBSON LOCAL OFFICE

220 Cooper Street

PO Box 66

Dobson, NC 27017

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Email: debbie.dickerson@nc.usda.gov

Counties Served: Surry, Yadkin, Stokes

 

LUMBERTON AREA OFFICE

Rossie Bullock, Area Director

PO Box 7426

440-C Caton Road

Lumberton, NC 28360

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Email:laci.fett@nc.usda.gov

Counties Served: Robeson, Bladen, Cumberland, Scotland, Hoke, Columbus

 

SMITHFIELD SUB AREA OFFICE

Johnston County Agric Service Bldg

2736 Hwy 210

Smithfield, NC 27577

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Email: lacia.flakes@nc.usda.gov

Counties Served: Johnston, Harnett, Sampson, Wake, Wilson

 

BOLIVIA LOCAL OFFICE

10 Referendum Drive

PO Box 108

Bolivia, NC  28422

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Email: paula.thrush@nc.usda.gov

Counties Served: Brunswick, New Hanover, Pender

 

ASHEBORO AREA OFFICE

847 Curry Drive, Suite 104

Asheboro, NC 27205

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Email: cody.smith@nc.usda.gov

Counties Served: Guilford, Randolph, Davidson, Rowan, Stanly, Cabarrus, Rockingham, Caswell, Alamance

 

SANFORD LOCAL AREA OFFICE

2416 Tramway Road

Ernest & Ruby McSwain Extension Educ & Ag Center

Sanford, NC 27332

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Email: margarita.marble@nc.usda.gov

Counties Served: Lee, Chatham, Moore

 

ROCKINGHAM LOCAL OFFICE

123 Caroline Street

Rockingham, NC  28379

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Email: pamela.edwards@nc.usda.gov

Counties Served: Richmond, Montgomery, Anson, Union

 

HENDERSON AREA OFFICE

853 S. Beckford Drive, Suite A

Henderson, NC 27536

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Email: tara.brooks@nc.usda.gov

Counties Served: Vance, Granville, Franklin, Warren, Orange, Durham, Person, Nash, Northampton

 

WINTON SUB AREA OFFICE

County Office Building

305 W. Tryon Street

PO Box 8

Winton, NC 27986

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Email: travis.lassiter@nc.usda.gov

Counties Served: Hertford, Gates, Chowan, Pasquotank, Perquimans, Camden, Currituck, Bertie

 

HALIFAX LOCAL OFFICE

Halifax County Agriculture Complex

359 Ferrell Lane

Box 7

Halifax, NC 27839

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Email: ed.james@nc.usda.gov

Counties Served: Halifax

 

KINSTON AREA OFFICE

Aaron Gaskins, Area Director

2044-C Hwy 11/55 South

PO Box 6189

Kinston, NC 28501-0189

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Email: stephanie.hardison@nc.usda.gov

Counties Served: Lenoir, Jones, Craven, Pamlico, Onslow, Carteret, Wayne, Greene, Duplin

 

GREENVILLE SUB AREA OFFICE

Pitt County Office Complex

403 Government Circle, Suite 3

Greenville, NC 27834

252-752-2035/252-752-2880

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Email: Lisa.Yocum@nc.usda.gov

Counties Served: Pitt, Martin, Washington, Tyrrell, Dare, Beaufort, Hyde, Edgecombe