“Our overall feelings toward the home are inexplicable joy and relief.  It feels….like it was time and meant to be….home,” said new homeowner Jennifer Hornedeagle.

The Hornedeagle family received a USDA
Rural Development Section 502 Direct Single Family Housing packaged loan from HAPI to purchase their home. 

In addition, this family was the first to benefit from a partnership between CIHAND and Dacotah Bank, together they deliver the NAHI program which is funded through the Federal Home Loan Bank of Des Moines (FHLB). 

NAHI can provide an eligible household a forgivable grant for down payment and costs in conjunction with a 502 Direct loan from USDA Rural Development.  Through the partnership, CIHAND funds the NAHI grant at the time of closing on the property.  Once the repairs or rehab have been completed, FHLB and Dacotah Bank reimburse the funds to CIHAND.  This funding helps provide a Native American family a homeownership opportunity that is affordable to them.

“Grow South Dakota is honored to be a part of the Hornedeagle’s story.  The dedication and commitment they have made to make a lasting legacy for their family is undeniably homeownership at its best.  The down payment/closing cost funding utilized for this family was awarded to Grow SD through a competitive application from the South Dakota Housing Opportunity Fund.  The Hornedeagles’ story is a great message advocating how the various links and connections are solutions to affordable housing”  stated Lori Moen, Chief Operating Officer, at Grow South Dakota. 

“This home has enabled us to put down roots and provided a place for our children to create lasting memories.  The best words to describe it are charming and cozy,” added Hornedeagle.  Hornedeagle also commented  that there is no doubt the family’s quality of life has improved and the location is perfect.  The home is across the street from a school.   In fact she shared that the children were the deciding factor in their decision to buy a home.