U.S. flag

An official website of the United States government

Dot gov

Official websites use .gov
A .gov website belongs to an official government organization in the United States.

Https

Secure .gov websites use HTTPS
A lock () or https:// means you’ve safely connected to the .gov website. Share sensitive information only on official, secure websites.

Success Stories

A New Beginning: How Rural Development Made Homeownership Possible for a Louisiana Family

Portia Langley
Homeownership
Homeownership 2024
New homeowner Kaitlyn and son with new home funded by Rural Development Single Family Housing loan.
Meet Kaitlyn, a determined single mother from rural Louisiana whose dream of owning a home became a reality through the USDA Rural Development's Section 502 Direct Loan Program.

Inspiring Journey to Homeownership

Meet Kaitlyn, a determined single mother from rural Louisiana whose dream of owning a home became a reality through the USDA Rural Development's Section 502 Direct Loan Program. Kaitlyn envisioned providing her son, Tyrin, with the comfort and stability of a home of their own after facing the unimaginable loss of her fiancé shortly before Tyrin's birth. Her dream then became even more poignant.

Kaitlyn's journey to homeownership was driven by her desire to offer her son a better life. "I have wanted to own my own home since I knew I was going to be a mother," she shares. "I wanted my son to enjoy a yard and home that was ours." Her dream came true eight months ago when they moved into their new home. The transition from a cramped apartment to a spacious, welcoming house has been transformative for both mother and child.

Rural Development's Support

Kaitlyn's path to homeownership was paved with the support of USDA Rural Development (RD) Louisiana. RD-LA's comprehensive assistance, including financial aid, guidance, and educational resources, made her dream come true. "Rural Development played a crucial role in helping me achieve my dream of homeownership," Kaitlyn states. "Laurie Price and Brennon Patrick were awesome, and their support made the entire process smoother and more accessible."

New homeowner Kaitly and son on closing day.

For Kaitlyn, becoming a first-time homebuyer at a young age was both exhilarating and unexpected. "It feels so great to be a first-time home buyer," she exclaims. "I never thought I'd be able to own my own home at such a young age. I am over the moon about it."

Tyrin, her young son, has found joy in his new surroundings. He now has ample space to play and his very own toy room. "Moving into this new home has been a transformative experience for me," Kaitlyn reflects. "It has provided a fresh start and a sense of renewal. The change of environment has positively impacted my daily routines and overall well-being."

The new home represents more than just a physical space for Kaitlyn. It is a milestone of growth and stability and the beginning of a new chapter in her life. "This new home symbolizes a safe haven, a space for memories, a source of pride, and a foundation for my future," she explains.

Kaitlyn's advice to others considering the path to homeownership through Rural Development is heartfelt and encouraging. "Applying for a home loan with RD can be a life-changing decision," she says. "My experience has been incredibly positive, and I am forever grateful for all the Louisiana RD employees who helped me. My new home is a sanctuary of comfort, joy, and personal growth, embodying the fulfillment of a long-held dream and the beginning of countless cherished memories."

Kaitlyn's story exemplifies how Rural Development's Direct Loan Program changes individual lives and strengthens communities. RD promotes prosperity and creates thriving communities in rural America by providing affordable housing opportunities.

Kaitlyn and Tyrin's new home is a testament to the power of determination, support, and the positive impact of affordable housing programs. Their story is a beacon of hope for many, showcasing the profound difference that access to homeownership can make in families across rural America.

Obligation Amount:
215,000
Year(s) of Obligation:
Congressional District:
  • Louisiana: District 4