Water & Waste Disposal Loan & Grant Program in Iowa

PROGRAM STATUS: Open


Are applications currently being accepted: YES

What does this program do?

This program provides funding for clean and reliable drinking water systems, sanitary sewage disposal, sanitary solid waste disposal, and storm water drainage to households and businesses in eligible rural areas.

Who may apply?

This program assists qualified applicants who are not otherwise able to obtain commercial credit on reasonable terms. Eligible applicants include:

What is an eligible area?

Areas that may be served include:

What kinds of funding are available?

  • Long-term, low-interest loans
  • If funds are available, a grant may be combined with a loan if necessary to keep user costs reasonable.

How may the funds be used?

Funds may be used to finance the acquisition, construction or improvement of:

  • Drinking water sourcing, treatment, storage and distribution
  • Sewer collection, transmission, treatment and disposal
  • Solid waste collection, disposal and closure
  • Storm water collection, transmission and disposal

In some cases, funding may also be available for related activities such as:

  • Legal and engineering fees
  • Land acquisition, water and land rights, permits and equipment
  • Start-up operations and maintenance
  • Interest incurred during construction
  • Purchase of facilities to improve service or prevent loss of service
  • Other costs determined to be necessary for completion of the project
  • See 7 CFR Part 1780.7 and 1780.9 for a complete list

What is the loan term and rate?

  • Up to 40-year payback period, based on the useful life of the facilities financed
  • Fixed interest rates, based on the need for the project and the median household income of the area to be served

Contact us for details and current interest rates applicable for your project

Are there additional requirements?

  • Borrowers must have the legal authority to construct, operate and maintain the proposed services or facilities.
  • All facilities receiving federal financing must be used for a public purpose.
  • Partnerships with other federal, state, local, private and nonprofit entities that offer financial assistance are encouraged.
  • Projects must be financially sustainable.

How do we get started?

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  • Applications are accepted year round and may be filed electronically using RD Apply. The RD Apply Customer Help Guide is provided to help you get started and work through the application process
  • Applications are also accepted through your local RD office.
  • Program resources are available online (i.e., forms, guidance, certifications, etc.).

Who can answer questions?

  • Contact the local representative who serves your area
  • Participating nonprofits in your area may also offer assistance and training

What governs this program?

Why does USDA Rural Development do this?

This program helps very small, financially distressed rural communities extend and improve water and waste treatment facilities that serve local households and businesses. Good practices can save tax dollars, improve the natural environment, and help manufacturers and businesses to locate or expand operations.

NOTE: Program details may change over time. Before you begin an application, please confirm you have the most current information by contacting a program specialist in your local RD office for assistance or consult the program instructions listed in the section above titled "What Governs this Program?"

Contact 

  • We highly encourage you to contact the CP Specialist in your area who will assist you through the RD Apply process and help with other program-related requirements and questions.

RD Apply E-auth Steps 

  • Accessing RD Apply requires a Level 2 E-auth Acct.

Preliminary Engineering Report 

  • See the Guidance Tab for resource information and guidelines.

Environmental Assessment

  • Environment Assessments are prepared by Engineer or Applicant Representative.
    • Please contact your local area office to determine the level of environmental assessment required.
    • Early submittal recommended.
    • Funding cannot be determined until an environmental review is complete.
    • See Guidance Tab for additional state environmental requirements


 

NOTE: Please ensure that your state is selected in the dropdown menu above to find the state office contact information, and speak to a program specialist before attempting to fill out any forms or applications. This will save you time in completing your application.

Interest Rates

Current interest rates for 1st Quarter FY 2020, effective October 1, 2019 to December 31, 2019.  2nd Quarter FY 2020, effective January 1, 2020, through March 31, 2020

Poverty:  1.625%
Intermediate:  2.250%
Market: 2.750%
National Architect Requirements:

There are no other architect requirements at the national level. If there are additional state-specific requirements they will be listed above.

State Engineering Requirements:

Engineer Information

Contract Documents

Forms

National Engineering Requirements:

Key WEP Engineering Resource Page

 

Individual states will have particular requirements based on state and local regulations. Please contact the local RD office in the state where your project is located.

State Environmental Requirements:

Environmental Assessments

Air Quality

Project emissions, including those created by potential secondary beneficiaries, shall be examined for conformance to the Clean Air Act and the Environmental Protection Agency's National Primary and Secondary Ambient Air Quality Standards.
Iowa has two "non-attainment" areas. The following link from EPA lists all the nonattainment areas: http://www.epa.gov/airquality/greenbook/

For questions contact Air Quality Helpline with Iowa DNR:  (877) AIR-IOWA (247-4692).
If the proposal will emit large quantities of air pollutants, contact your Rural Development loan specialist and provide the information from Iowa DNR's Air Quality Section. Specialists will review the information to ascertain the level of environmental review required. 
 

To determine emissions from other facilities in the project area check the EPA website at www.epa.gov/echo/, then: 
 

1. Click on "Air data", in the Facility Characteristics check the "other minor" box.


2. In the Geographic Location boxes click on region 7, State IOWA, and fill in county name, and search. Print out page for file.
 

Air permits can be viewed at: http://www.iowadnr.gov/air/prof/const/const.html

Approved Coastal Zone Management Area
Iowa does not have any coastal zone management areas.  http://coast.noaa.gov/czm/mystate/

Coastal Barrier included in Coastal Barrier Resources System Natural Landmark
Iowa does not have any coastal barrier areas.  http://www.fws.gov/cbra/Maps/index.html#LocatorMaps.


Natural Landmark
The National Park Service web site can be found at: www.nps.gov.  Under “Find a Park,” click on Iowa to locate national monuments, national historic sites, and historic trails.

Place printout from the website in the file.


Prime Forest Lands
There are no national prime forest lands in Iowa.  http://www.fs.fed.us/maps/forest-maps.shtml

For State Forests:  Check the DNR website at http://www.iowadnr.gov/Destinations/StateForests.aspx.

Place a printout from the website in the file.

Prime Rangeland
Iowa does not have any prime range land areas.  http://www.fs.fed.us/maps/forest-maps.shtml.


Sole Source Aquifer Recharge Area
Iowa does not have any designated sole source aquifers as referenced here https://www.hudexchange.info/resource/reportmanagement/published/ESD_900000010000940_11202020_900000010001561_1448049600846.pdf


Wild or Scenic Rivers
Iowa does not have any Wild and Scenic River as defined under the Wild and Scenic Rivers Act of 1968 (16 U.S.C. 1271) as referenced at the National Park Service website www.rivers.gov.

The State of Iowa and the Nationwide Rivers Inventory have designated several areas as protected waterways. View the list at http://www.nps.gov/ncrc/programs/rtca/nri/states/ia.html.

 

Wilderness (designated or proposed under the Wilderness Act)

Iowa has no national wilderness areas.

You may access information national wilderness areas and related state areas at the following sites:

WILDERNESS AREA:  www.wilderness.net

The Forest Service, Bureau of Land Management, Fish & Wildlife Service, and National Park Service are charged with stewardship of Wilderness Area lands while providing for appropriate human use and enjoyment. To find out more about these special places, see the site above, which is jointly managed by the University of Montana and the four federal agencies that manage wilderness areas. This is an interactive site where you may type in an address to determine if there is a wilderness area within the area of a proposed project.

• In the left column select “Maps, Data and Images” / select Maps / Under “Online Maps” in the first paragraph, select “GIS Maps” /  top header of the website, Choose one of two options for your search.
• Zoom by Typing or Select a Wilderness.
• Find a Place / City / Road.
• Select “Go” which takes you to the area of interest – Along the bottom of the page is the color codes for “Wilderness Managed By ……………”
• Gear symbol in the top right hand corner allows you to save and / or print the map as a source document for the environmental report.

STATE WILDLIFE MANAGEMENT AREA:  http://www.iowadnr.com/wildlife/wmamaps/index.html
• Click on the appropriate county on the left-hand side of the screen.

STATE PRESERVE:  http://www.iowadnr.gov/Destinations/StatePreserves.aspx


STATE PARK OR RECREATION AREA:  http://www.iowadnr.gov/Destinations/StateParksRecAreas.aspx

There are no other additional requirements at the national level. If there are additional state-specific requirements they will be listed above.

There are currently no events scheduled.

Kate Sand
Community Programs Director in Iowa
ph: 515-284-4459
Kate.Sand@usda.gov

Area Office Contacts
 
Area 1 - Iowa Falls Area Office
 Brandon Shaw, Community Programs Specialist
 840 Brooks Road
 Iowa Falls, IA 50126
 Phone: 641-648-5181 Ext. 4 Fax: 866-255-6573
 Brandon.Shaw@usda.gov


Counties Served: Butler, Cerro Gordo, Floyd, Franklin, Grundy, Hardin, Marshall, Mitchell, Tama and Worth
 
Area 2 - Waverly Area Office
 Deborah Dunn, Community Programs Specialist
 1510 3rd Street, SW
 Waverly, IA 50677
 Phone: 319-352-1715 Ext. 4 Fax: 866-255-6573
 Deborah.Dunn@usda.gov


Counties Served: Allamakee, Black Hawk, Bremer, Buchanan, Chickasaw, Clayton, Delaware, Fayette, Howard, and Winneshiek

Area 3 - Tipton Area Office
 Julie Ford, Community Programs Specialist
 127 West South Street
 Tipton, IA 52772
 Phone: 563-886-6006 Ext. 4 Fax: 866-255-6573
 Julie.Ford@usda.gov


Counties Served: Benton, Cedar, Clinton, Dubuque, Iowa, Jackson, Johnson, Jones, Linn, and Scott
 
Area 4 - Mt. Pleasant Area Office
 Sheri Rice, Community Programs Specialist
 709 S. Iris Street, Suite 103
 Mount Pleasant, IA 52641
 Phone: 319-986-5800 Ext. 4 Fax:  855-251-2237
 Sheryl.Rice@usda.gov


Counties Served: Des Moines, Henry, Jefferson, Keokuk, Lee, Louisa, Muscatine, Van Buren, and Washington
 
Area 5 - Albia Area Office
 Ellen Walker, Community Programs Specialist
 1709 South "B" Street
 Albia, IA 52531
 Phone: 641-932-3031 Ext. 4 Fax: 855-251-2237
 Ellen.Walker@usda.gov


Counties Served: Appanoose, Davis, Jasper, Lucas, Mahaska, Marion, Monroe, Poweshiek, Wapello, and Wayne
 
Area 6 - Indianola Area Office
 Nick Nolte, Community Programs Specialist
 909 East 2nd Avenue, Suite C
 Indianola, IA 50125
 Phone: 515-961-5365 Ext. 4 Fax: 855-251-2238
 Nick.Nolte@usda.gov


Counties Served: Adair, Clarke, Dallas, Decatur, Guthrie, Madison, Polk, Ringgold, Union, and Warren

Area 7 - Atlantic Area Office
 Dee Fisher, Community Programs Specialist
 Jessica Bass, Community Programs Specialist
 511 West 7th Street
 Atlantic, IA 50022
 Phone: 712-243-2107 Ext. 4 Fax: 855-251-2238
 Dee.Fisher@usda.gov
 Jessica.Bass@usda.gov


Counties Served: Adams, Audubon, Cass, Fremont, Harrison, Mills, Montgomery, Page, Pottawattamie, Shelby, and Taylor

Area 8 - Le Mars Area Office
 Tyler Koopman, Community Programs Specialist
 1100 12th Street SW, Suite C
 Le Mars, IA 51031
 Phone: 712-546-5149 Ext. 4 Fax: 855-251-2245
 Tyler.Koopman@usda.gov


Counties Served: Cherokee, Crawford, Ida, Lyon, Monona, O'Brien, Osceola, Plymouth, Sioux, and Woodbury

Area 9 - Storm Lake Area Office
 Whitney Pedersen, Community Programs Specialist
 1619 North Lake Avenue
 Storm Lake, IA 50588
 Phone: 712-732-1851 Ext. 4 Fax: 855-251-2245
 Whitney.Pedersen@usda.gov


Counties Served: Buena Vista, Calhoun, Carroll, Clay, Dickinson, Emmet, Greene, Palo Alto, Pocahontas, and Sac

Area 10 - Humboldt Area Office
 Preston Sandstrom, Community Programs Specialist
 1301 6th Avenue North, Suite 1
 Humboldt, IA 50548
 Phone: 515-332-4411 Ext. 4 Fax: 855-251-2245
 Preston.Sandstrom@usda.gov


Counties Served: Boone, Hamilton, Hancock, Humboldt, Kossuth, Story, Webster, Winnebago, and Wright