Water & Environmental Programs
Telecommunications Program
Electric Programs
Hardship Loan Rate
On November 1, 1993, the Rural Electrification Loan Restructuring Act, Pub. L. 103-129, 107 Stat. 1356, (RELRA) amended the Rural Electrification Act of 1936, 7 U.S.C. 901 et seq., (RE Act) to establish a new interest rate structure for insured electric loans. Insured electric loans approved on or after this date, are either municipal rate loans or hardship rate loans. Borrowers meeting the criteria set forth in §1714.8 are eligible for 5 percent hardship rate loans.
Treasury and Federal Financing Bank (FFB) Rates
The following list of interest rates for loans shall not constitute an offer or commitment to make a loan at these rates. The interest rates listed are illustrative only of the rates that would apply to funds advanced on the date identified here as the "Issue Date." These rates change daily.
Approximate Federal Financing Bank Loan Rates With Call Options
Track our progress in loan making throughout the fiscal year by looking at the latest BoxScore. This document displays details of the various Electric Program loan offerings.
To obtain the latest Federal Reserve Statistical Release of daily interest rates, you may use this link to go to the Federal Reserve Bank, where that information is available.
Municipal Interest Rates for the 4th Quarter of CY 2024
In accordance with 7 CFR 1714.5, the interest rates are established as shown in the following table for all interest rate terms that begin at any time during the fourth quarter of calendar year 2024.
Municipal Interest Rates | |
for the 4th Quarter of 2024 | |
Interest Rate Term Ends in (year...) | RUS rate (0.000 percent) |
2025 | 2.625 |
2026 | 2.625 |
2027 | 2.500 |
2028 | 2.500 |
2029 | 2.500 |
2030 | 2.500 |
2031 | 2.625 |
2032 | 2.625 |
2033 | 2.750 |
2034 | 2.750 |
2035 | 2.875 |
2036 | 2.875 |
2037 | 3.000 |
2038 | 3.125 |
2039 | 3.125 |
2040 | 3.250 |
2041 | 3.250 |
2042 | 3.375 |
2043 | 3.375 |
2044 | 3.500 |
2045 or later | 3.750 |