All Programs

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This program provides two types of loans to purchase and develop housing sites for low- and moderate-income families - Section 523 and Section 524.
This program helps very small, financially distressed rural communities with predevelopment feasibility studies, design and technical assistance on proposed water and waste disposal projects.
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This program provides 1 percent low-interest loans to local lenders or “intermediaries” that re-lend to businesses to improve economic conditions and create jobs in rural communities.
This program helps eligible communities prepare, or recover from, an emergency that threatens the availability of safe, reliable drinking water.
This program provides affordable funding to develop essential community facilities in rural areas.
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The Rural Energy Savings Program (RESP) provides loans to rural utilities and other companies who provide energy efficiency loans to qualified consumers to implement durable cost-effective energy efficiency measures.
This program assists low- and very-low-income applicants obtain decent, safe and sanitary housing in eligible rural areas by providing payment assistance to increase an applicant’s repayment ability.
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This program provides a Rural Business Investment Company (RBIC) license to newly formed developmental capital organizations to help meet the equity capital investment needs in rural communities.
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This program provides funding to assist in the development of essential community facilities in rural communities with extreme unemployment and severe economic depression.
This program provides low-income communities, which face significant health risks, access to safe, reliable drinking water and waste disposal facilities and services.
This program provides financing for the construction, maintenance, improvement and expansion of telephone service and broadband in rural areas.
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This program provides funds to households in an area recognized as a Colonia before October 1, 1989.
This program assists the Denali Commission in lowering the cost of energy for families and individuals in areas with extremely high per-household energy costs (275% of the national average or higher).
This program provides loan guarantees to eligible lenders to develop essential community facilities in rural areas.
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The Energy Resource Conservation (ERC) Program enables current Rural Utilities Service (RUS) borrowers to make funds available to their consumers for energy conservation and renewable energy projects by deferring payment of principal and interest.