U.S. Department of Agriculture Rural Development Kentucky State Director Dr. Tom Carew recently kicked off National Homeownership Month.
Rural Development has a number of programs that help people buy, build and repair a home.
“Our Kentucky housing team works tirelessly to help rural Kentuckians achieve the dream of homeownership,” said Carew. “Our programs, coupled with Kentucky’s strong non-profits and state housing agency, Kentucky Housing Corporation, can truly help turn a house into a home, and I couldn’t be more proud of the job we’re doing. There is still work to be done, and we will continue to provide critical resources to those Kentuckians especially hit hard by the tornadoes and floods.”
Over the past year, USDA has added to the resources available to help people access safe, affordable housing in rural areas.
Rural Development’s Single-Family Housing programs are:
- The Single Family Housing Direct Home Loan Program provides loans directly to families and individuals so they can buy or build homes in rural America.
- The Single Family Housing Guaranteed Loan Program enables USDA to partner with private lending institutions, backing their loans to help families and individuals buy homes in rural areas.
- The Home Repair Loan and Grant Program provides loans and grants to help families and individuals repair their homes to make them safer, healthier places to live.
- The Single Family Housing Rural Disaster Home Repair Grant Program provides grants to very-low- and low-income homeowners to repair homes damaged in a calendar year 2022 Presidentially Declared Disaster Area.
- The Mutual Self-Help Housing Grant Program provides grants to qualified organizations to help them carry out local self-help housing construction projects.
Rural Development provides loans and grants to help expand economic opportunities, create jobs and improve the quality of life for millions of Americans in rural areas. This assistance supports infrastructure improvements; business development; housing; community facilities such as schools, public safety and health care; and high-speed internet access in rural, tribal and high-poverty areas. For more information, visit www.rd.usda.gov.