SFH Guaranteed Lender


An important notice for servicers with loans insured or guaranteed by the Rural Housing Service CARES Act Forbearance Fact Sheet for Mortgagees and Servicers

Loan Status

We are currently reviewing new loan applications and conditions received on or before 04/09/2021

Important URLA and GUS Information

New GUS is now operational! You can access New GUS through USDA LINC and your current credentials and passwords are still valid. The new system was designed to accommodate new URLA and importation of the new FNMA MISMO 3.4 v1.8.1 format, however, files originated with the old 1003 may still be submitted through June 1, 2021.

Full guidance, including complete and detailed New GUS training modules, is available in the LINC Library. Help is also available within New GUS by selecting the “User Guides” tab, or the “Contact Us” tab can also be accessed when problems cannot be solved through the other guidance provided.

Subscribe to Notifications

Critical program information such as policy updates, funding status, and automation changes are sent by email through GovDelivery Sign Up to Receive Critical Updates


On February 16, 2020 we integrated the Guaranteed Loan Program into a single integrated national team! For more information, please reference our Integration Information sheet.

USDA Rural Development’s Guaranteed Loan Program assists approved lenders in providing up to 100% financing for eligible borrowers (households that do not exceed 115% of the Median Household Income ) purchasing homes in eligible rural areas. Automated underwriting assistance through GUS (Guaranteed Underwriting System) allows for expanded ratios and flexible credit. Download the Guaranteed Rural Housing Lender fact sheet.

We now have Single Close Construction-to-Permanent Financing! A single-close loan combines the features of a construction loan and a long-term permanent mortgage. Since there is only one closing, which can save considerable closing costs, the loan is considered a purchase transaction by the agency. The loan note guarantee may be issued once the interim construction loan is closed without waiting for the completion of the property.

SFHGLP Integrated Unit – How to Contact Us:

**Very Important ** Effective February 16th, 2020, all states were aligned to one of four production teams. Each production team has their own email inbox as shown below.

Download the Full GRH Contact Sheet

Production Teams States
Production Team One SFHGLPONE@usda.gov AK, AL, AZ, CA, CO, GU, HI, IA, ID, KS, MT, NM, NV, OR, SD, TX, UT, WA, WI, WP, WY
Production Team Two SFHGLPTWO@usda.gov AR, KY, LA, MN, MO, MS, ND, NE, NJ, NY, OK
Production Team Three SFHGLPTHREE@usda.gov CT, DE, GA, IL, MA, MD, ME, MI, NC, NH, RI, SC, VT, WV
Production Team Four SFHGLPFOUR@usda.gov FL, IN, OH, PA, PR, TN, VA, VI

File-specific questions should be emailed to the production team responsible for the state. For example, if you had a question regarding a guaranteed loan application in Nebraska, you would email SFHGLPTWO@usda.gov to contact Team Two.

In most cases, our staff can provide a response within 24 hours during normal business days. We can answer faster if you:

  1. Identify the state the application is located; if applicable;
  2. Provide applicant’s name, if applicable;
  3. Include contact information; and
  4. Indicate if you would like a call back (otherwise you will receive an email reply)